4K views · 81 reactions | The point of deferring taxes was that you would be in a lower tax bracket in retirement when you start your 401k & IRA withdrawals— but it doesn’t always work out that way. Also this additional income can cause your Medicare Parts B and D to increase. See IRMAA (the surcharge the rich pay for Medicare Parts B & D) on www.TheMedicareFamily.com Click here for my FREE cheat sheet, workshop, and more! linktr.ee/medicaremama | The Medicare Family | Facebook