2.4K views · 32 comments | I use credit cards for EVERYTHING. I...

💳 How the Rich Use Credit Cards ✅ Treat it like cash – If you can’t afford it, don’t swipe it. ✅ Always pay the full statement balance before the due date – not the minimum amount due. ✅ Use your card for all expenses to earn points, cashback, airmiles, and more. ✅ Take advantage of 0% installments to manage your cash flow. ✅ Don’t miss out on exclusive promos for dining, travel, and shopping. 📢 Level up your finances — apply for a credit card today! | The Present

Credit cards can be a fantastic financial asset — but only if you know how to use them. So how do they work? Basically, credit cards let you borrow money to pay for stuff. Every month you get a bill – if you pay it IN FULL, there’s no interest to pay. If you leave ANY amount unpaid, even just a penny, you’ll be charged interest on the FULL amount (except if you’ve got a 0% period). What are the key rules to remember? 1️⃣ Always pay it off IN FULL each month, or before the end of the 0% period if