Dividend Mutual Funds Vs Growth Mutual Funds You have two options if you are looking to invest in a mutual fund. 📍Option 1: You want a portion of your mutual fund gains to be handed over to you from time to time. In this case, you should opt for Income Distribution cum Capital Withdrawal (IDCW) plans. But there are some flaws in it. 🔴 The quantum of payout and timing is as per the choice of the AMC (the fund house). 🔴 After the payout, the fund's NAV drops by the amount distributed. Hence, yo