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Text more info to 843-900-1254 Planning to buy a home? Don't drain your savings on the down payment alone. Here's what many buyers don't realize about reserve requirements:After your mortgage closes, lenders typically want to see 2 to 6 months of mortgage payments still available in liquid accounts. Investment properties require even more. These reserves must remain accessible after you've paid your down payment and closing costs—not before.A common mistake? Buyers who put every available dollar
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