ERGO NEXT reports that a certificate of insurance (COI) proves a contractor's coverage and is often required before starting ...

When you sign a home improvement contract, you probably focus on the price, the design, and when the work will be finished. The clause that quietly decides whether your project becomes a financial ...

Governance failures embedded in standard agreements are amplifying organizations' exposure to cyber incidents by failing to account for modern supply-chain realities, where third- and fourth-party ...

The Second Circuit just made insurers rethink standard employer liability exclusions, ruling Mt. Hawley must cover injuries ...

In 2026, the Second Circuit questioned whether the 1994 George A. Fuller case still controls New York law on construction insurance. The article argues that modern policies favor coverage for property ...

Seasonal and temporary transportation creates particular challenges for transportation companies. Unlike permanent contracts, in the case of temporary agreements, routes may vary, vehicle operation ...

A marine survey claim involving faulty third-party data has led to a US$70,000 settlement and prompted the International Transport Intermediaries Club (ITIC) to warn surveyors about the insurance and ...

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We analyzed policy fees, cash value growth, the reliability of policy illustrations, complaints and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior ...

Host Justin Kloczko takes listeners through the little-known world of fire insurance subcontracting, where companies positioned as experts in smoke testing and home remediation work for insurers ...