Most Utah retirees assume they’re playing it safe by leaving traditional IRAs untouched until Required Minimum Distributions ...

For perspective, here's the required withdrawal on $462,410 worth of retirement savings held in a tax-advantaged account at a ...

The ERISA consultants at the Retirement Learning Center (RLC) Resource Desk regularly receive calls from financial advisors on a broad array of technical topics related to IRAs, qualified retirement ...

You spend decades of your life stashing away money into retirement accounts. But one day, that switch flips, and you go from withholding contributions to withdrawing your hard-earned funds. That day ...

If you’re required to, you can now take your 2026 required distribution from your ordinary retirement accounts. If you need to sell something to take a cash RMD though, you’ll want to consider where ...

Secure 2.0 raised the RMD age to 73 for those born between 1951 and 1959. The penalty for missing an RMD dropped from 50% to 25% under Secure 2.0. Individuals ages 60 to 63 can now contribute up to ...

At age 73, most retirees must start required minimum distributions from pretax accounts. Certain heirs with an inherited individual retirement account also must take RMDs. For retirees, your first RMD ...

The Internal Revenue Service released a notice on Thursday detailing the 2025 required amendments list for individually designed qualified retirement plans and 403(b) plans. The annual notice ...

The IRS has issued the 2025 required amendments (RA) list for qualified plans and 403(b)s. They are contained in Notice 2025-60. The 2025 RA List applies to individually designed plans qualified under ...