Withdrawing from a 401(k) before age 59.5 can cost up to 40% in taxes and penalties. $35,000 left in a 401(k) at 5% annual ...

A Dave Ramsey fan asks if it's okay to set money aside for a vacation and fun purchases before he and his wife have achieved ...

Quick Read Chris earns over $400K annually but accumulated nearly $500K in combined debts including $98K in car loans. Ramsey ...

Dear Dave, Our daughter is 30, and she used to live a completely irresponsible lifestyle. This irresponsible behavior ...

"I've struggled to keep steady employment over the past decade," he began. Not exactly a soft open. He's been fired 14 times ...

Ramsey’s four walls framework prioritizes food, utilities, shelter and transportation before any debt payments. Michael earns $3,000 to $3,500 monthly during slow season with $35,000 in debt and $850 ...

U.S. household debt reached $17.5T by early 2024 with credit card debt growing 15-16% between Q3 2022 and Q3 2023. Around 45% of Americans carry a credit card balance with average debt near $5K.

Many people are told to delay Social Security as long as possible, but Dave Ramsey argues the opposite. He believes claiming at 62 can give you more control over your income and help you build a more ...

It’s not everyday that a caller leaves the hosts of The Ramsey Show completely shocked, but that’s exactly what happened when Dave Ramsey and John Delony met Thomas from South Dakota. Thomas, who is ...

With rising interest rates and long-term debt weighing heavily on homeowners, Ramsey’s advice is more relevant than ever in the coming new year. Whether you’re just starting your homeownership journey ...

But a recent question written into “The Ramsey Show” challenged this advice. A 21-year-old named Dean said he had $95,000 in student loans and wanted to start investing now, believing it would benefit ...

Money expert Dave Ramsey has long championed his “7 Baby Steps” as the roadmap to financial freedom. According to his plan, you should pay off all non-mortgage debt and fully fund an emergency savings ...