Gerry Baker is Editor at Large of The Wall Street Journal. His weekly column for the editorial page, “Free Expression,” appears in The Wall Street Journal each Tuesday. He is also host of the weekly ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Trying to choose the right rewards credit cards can be overwhelming. You have to consider not only the ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The USA TODAY Opinion team includes columnists, editors and digital journalists from across the country and the political spectrum. Opinions expressed by the USA TODAY Opinion team and contributing ...

The differences between fact and opinion, objectivity and subjectivity, news and commentary. The roles of news reports and opinion pieces and the benefits of reading both. How to tell when both ...