More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Typically, your SSDI benefits will automatically switch to Social Security retirement benefits. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

What happens when one of your employees is pregnant or becomes injured or seriously ill and won’t be able to perform their job for an extended period? Two federal laws — the Americans with ...

Justin C. Frankel, P.C., represented a client with Chronic Lymphocytic Leukemia whose long-term disability benefits ...

If you’re living in Arizona and can no longer work due to a disability, you’ve probably heard about Social Security disability benefits. But here’s the thing that trips people up: there are actually ...