DETROIT - One of Michigan’s largest utilities will soon start tacking on a fee when customers pay gas and electric bills with credit or debit cards. Beginning March 2, DTE Energy’s residential customers will pay a $2.99 per transaction fee, while commercial customers will be charged $9.99 per card payment.

Paying your credit card weekly can shrink your balance, reduce interest, and help you stay in control of your spending. Here's what actually changes.

DTE Energy will begin charging processing fees for customers who pay their energy bills using credit or debit cards. In an email to customers this week, the utility announced that starting March 2, residential customers will be charged a $2.99 fee per card transaction and commercial customers will pay a $9.99 fee.

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DTE will add a per transaction processing fee to customers who use debit or credit cards to make utility payments, starting in March.

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer from Prime Rate + 13% up to Prime Rate + 13.25% if it wishes to mitigate the impact of a Fed rate cut and make more money from interest charges.

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Many mainstream processors treat nicotine pouches as high-risk and block them under "acceptable use" rules. That often leaves websites with frozen deposits and interrupted cash flow. Tower Payments' new offering for Q4 2025 and beyond addresses those risks by using underwriting teams experienced with both synthetic and tobacco-derived nicotine and by guiding merchants through any required Visa and Mastercard registration (additional network verification for regulated products).

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.