Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

With the exception of Toronto-Dominion Bank, which notified brokers on Thursday that it would be increasing both three-year ...

Student loan refinance rates increased a bit from their lows. As of January 15, 2026, student loan refinance lenders are ...

Student loan rates are starting to see lenders battle to have the lowest rate. As of January 13, 2026, private student loan lenders are offering fixed rates as low as 2.69% APR and variable rates ...

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...