The idea of living according to a budget can make plenty of eyes roll. The word itself has a way of conjuring feelings of deprivation and gloom. That's not, however, the way it has to be—or even the ...

In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic Analysis (BEA) reported that... In hindsight, it ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. When it comes to budgeting, there’s a broad spectrum of how people like to ...

There are many types of budgeting. Many of us might just think of a stuffy Excel spreadsheet with a bunch of numbers. However, there are actually many different ways to make a budget. By understanding ...

So, you've finally decided to create a budget. But where do you start? The key is to find a budgeting method that actually works for you. Some people love to break out spreadsheets and figure out ...

It's not surprising that so many small- and medium-sized businesses use line-item budgets. They're easy to use and quick to create. You don't need an accounting degree to figure them out. But there ...