For decades, the 4% withdrawal rule seemed bulletproof. Financial advisors recommended it.Books praised it. Every retirement ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The 4% Rule was created by financial advisor William Bengen in 1994. It is also known as the Bengen Rule. 4% is also the amount of APY available from many High Yield Savings accounts, based at the ...

During my time in the wealth-management industry, I have learnt so many lessons about money management, both personally and professionally. A lot of them come down to following some key financial ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet elegant solution to help clients balance their retirement spending, the ...

The 75/15/10 rule is a way to ensure you're spending, saving and investing your money wisely: 75% on needs, 15% to invest and ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...

Probably the best financial advice I’ve heard is to spend less than you make. That’s as simple as it gets. For a variety of reasons, that is difficult for many people. I learned in Biblical counseling ...

Countless Americans rely on outside professionals to help guide their investment decisions. In fact, the entire financial services industry is based on the premise that everyday investors need ...

We’ve all heard the warning: never mix money and friendship. But the truth is, thankfully, more nuanced. A Bankrate survey found that while a third said borrowing or lending hurt their relationships, ...

The year is coming to a close rapidly, making it peak season for assessing — and, in many cases, reassessing — contribution options related to retirement savings accounts.

Marriage may be the union of two people becoming one — but in retirement, that math doesn’t work. In this instance, one becomes two. That’s because every financial decision you make with your ...