Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

Only permanent life insurance policies, such as whole and universal life, offer loan options — term policies do not. Life insurance loans allow policyholders to access cash value without surrendering ...

Protective earned 4 out of 5 stars in our evaluation of life insurance companies. It offers 35- and 40-year level term life policies, which are exceptionally long compared to term life from many other ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if your policy lapses or is surrendered.

Borrowing is only available on permanent life insurance policies, such as whole or universal life, not on term policies. Borrowing from your life insurance policy requires no credit checks or ...

Taking out a loan on your life insurance policy can give you a quick infusion of cash, but only if you have the right kind of policy. And even if you can borrow from your policy, that doesn't mean you ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...