Why I open at least 1 new credit card every year

Opening a new credit card each year helps me earn bonuses, unlock perks, and save real money, as long as I stick to smart ...

Here's What Happens When You Keep a Credit Card Open for Over 10 Years

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...

Here's What Happens When You Try to Open Too Many Bank Accounts at Once

Opening too many bank accounts too fast can trigger denials, missed bonuses, and surprise fees. Here's what actually happens ...
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How long should you keep a credit card open?

There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

Credit Card Debt: Understanding and Managing Unsecured Liabilities

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.