CDs might look safe, but smarter moves exist. Here's why I'd pay down debt, stay liquid, and invest for the long term instead ...

Opening a CD now means you can lock in a guaranteed return before banks finish adjusting to the Fed's move. Even though the ...

Top 12-month CDs are still paying 4.00% APY in October 2025. Here's how much $10,000 could earn in interest, and why timing ...

The first interest rate cut of 2025 now appears just days away, if projections currently hold. There's around a 90% chance the Federal Reserve will issue a 25 basis point cut when the central bank's ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. If ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...

It has two headphone jacks, rips CDs in real time, and supports hi-fi wireless audio.