It’s likely that your defined benefit pension was tested against the lifetime allowance when you took it. The scheme administrators would have confirmed what percentage of the allowance your pension ...

Getting a lump sum to invest sounds like a good problem - and it is - but it can also feel like an anxiety-inducing puzzle. Read more here.

Questions to ask yourself as you look at pension funds include: What will be the effect of inflation on the purchasing power ...

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

Filing for a Social Security retroactive lump sum can be tempting – but there are a few caveats. Find out if this retirement strategy is for you Claiming retroactive Social Security benefits can be an ...

Quick answer: SIP usually works better for flexi cap funds because it reduces volatility risk and emotional stress. Lump sum investing suits investors with surplus money, a long horizon, and higher ...

Not many retirees or would-be retirees may be aware of this, but it’s possible to receive a lump-sum payment from their Social Security benefits – under the right conditions. If you have clients who ...

The definitions of SIP and lump sum investments require explanation before we start our detailed analysis.