Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your ...

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

High-yield savings account rates have held steady so far this year. As of January 19, 2026, leading online banks are still ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

The average checking account interest rate is 1.75 times higher than it was in 2022, according to October data from WalletHub. But that often doesn’t mean much: Checking accounts that pay interest are ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Discover how money market interest rates are set, why they can offer higher returns than savings accounts, and what factors ...