"The best strategy is to plan ahead of the holidays and set a budget and stick to that budget," Wingard says. "If you aren't ...

Could your debt be reduced or forgiven? Take our financial relief quiz. It’s easy to let credit card debt get away from you. Before you know it, the bills are piling up, and there’s no foreseeable way ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. So, while this September is a good time to explore your debt relief ...

When it comes to debt relief, you don’t have to pay for help. Here’s how to negotiate with creditors and make a plan to pay. “My goal was to really get my business out there, but then I realized I ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

We may be just a couple of months into the new year, but there has already been plenty of bad news about debt levels in the U.S., signaling that the issues we saw in late 2024 are continuing into 2025 ...

Stream Los Angeles News for free, 24/7, wherever you are. Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to ...

Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve their credit. Separating fact from fiction is essential ...

Americans have a near-record level of credit card debt — $1.18 trillion as of the first quarter of 2025, according to the Federal Reserve Bank of New York. The average credit card debt per borrower ...