Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan.

Steep cost of homeowner’s insurance creating problems for lenders, buyers, and owners Homeowners are paying more for less insurance coverage, according to a new report, while some lenders report ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Protecting your car and home with insurance is getting a lot more costly. Use these tips to minimize the pain of rising ...