Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

The current average mortgage rate on a 30-year fixed mortgage is 6.28%, according to the Mortgage Research Center. The ...

HomeReady loans are backed by Fannie Mae, a government-sponsored enterprise (GSE), but Fannie Mae is not the lender — the loans are funded by mortgage lenders. You’ll apply for and close the mortgage ...

Buyers who have loans through a USDA program for low- and moderate-income families to purchase without a down payment are ...

These mortgage lenders allow borrowers to qualify for a loan based on assets rather than income. For borrowers who live on assets or don’t have a consistent paycheck, qualifying for a mortgage may ...

When you apply for a loan, the lender makes two primary checks: your credit history and score and your income. If either of ...