Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

When you file an insurance claim, the check at the end is only part of the story. Behind the scenes, your insurer is ...

When a storm, fire, or burst pipe rips through your home, the first instinct is to fix what you can see. Yet the outcome of your homeowners claim often hinges on what you secure before you ever hit ...

Winter storms can cause costly home damage, with frozen pipes, roof issues, fires, and personal injury liability among the most common insurance claims. Many winter losses are preventable, and taking ...

If you have ever filed a homeowners insurance claim, you know it can feel more like an endurance test than a straightforward process. The savvy financial advisor Rick Kahler, president of Kahler ...