Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage ...

A network refers to a collection of health care professionals and facilities that contract with a health insurance company to ...

What makes health insurance different from other forms of insurance? Most importantly, health insurance covers conditions that may mean the difference between life and death. Delays and denials are ...

Health care spending continues to increase, and that increase is unsustainable, meaning a shift in paying for care is needed.

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Insurance is a crucial tool that can grant access to needed treatment to get well. Health insurance helps pay for mental health care needs including checkups, visits to specialists, emergency care and ...