Life has a way of surprising us — and not always in a good way. For example, a sudden job loss, a medical emergency or an unexpected expense can derail even the most carefully planned budget. When ...

If you face persistent medical bills, family caregiving costs or other financial hardship, the Education Department wants to cancel your student loan debt. But don't count on it yet. Many, or all, of ...

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A loan modification is an agreement between a borrower and a lender to permanently change the terms of a mortgage. You'll need to prove financial hardship in order to qualify for a loan modification.