Mortgage experts explain the guidelines buyers must follow to get approved when using such funds to buy a home.

Recent data show how typical down payments have jumped since the pandemic for first-time and repeat homebuyers alike Nastasic / Getty Images The average down payment for 2024–25 buyers hit 19%, the ...

Seeing a lower payment on your mortgage statement can be a pleasant surprise, but it also raises questions. What changed, and will it last? A few factors can reduce your monthly payment, including ...

Home prices have finally stopped sprinting ahead, and mortgage rates have eased from their peak, but the cash buyers need upfront is still blocking the door. In much of the country, homes are ...

The typical US homebuyer now requires about seven years to save for a down payment, but the timeline varies dramatically by region, from less than two years in an affordable metro with a large ...

You don’t always need 20% down — here’s how to pay less ...