If you’ve ever taken the time to peruse your bank statements, you likely noticed different types of spending. Maybe your monthly spending didn’t include much more than essentials like rent, groceries, ...

Discretionary income is money that people have left to spend after they pay all bills and necessary expenses for the month. Marketing products that are discretionary purchases is different than ...

Discretionary spending is non-essential spending that isn’t mandatory for your basic needs like shelter, food, healthcare, work and personal care. Many expenses are essential, but discretionary ...

The Consumer Discretionary sector has witnessed a mixed performance so far in 2025. The beginning of the year was marked by elevated inflation, high interest rates, and growing uncertainty around ...

The difference between discretionary and non-discretionary accounts is critical, but very few individual investors even know this difference exists. The biggest difference is that with a discretionary ...

The Vanguard S&P Mid-Cap 400 Index Fund ETF has high cyclical exposure, with almost 65% in discretionary, financials, ...

WASHINGTON - The Municipal Securities Rulemaking Board is asking market participants to comment on a proposal aimed at protecting bond investors with discretionary accounts by re-establishing a ...

Retail sales fell in October for the first time in seven months, we learned today. Consumers are starting to spend less on all sorts of things, including cars, furniture, building supplies, books and ...