Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of November 26, 2025, the best 12-month CD ...

Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The Fed cut rates last week on Sept. 17, and we're already starting to see CD yields dip. Several banks have lowered their rates this week -- and more could follow. If you've been considering a CD, ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

All of the CDs featured here come from FDIC-insured banks, so your deposits are protected up to $250,000. Which account works best for you really comes down to two things: how much cash you want to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

SEATTLE, Nov. 21, 2025 /PRNewswire/ -- CD Valet is a data-driven, saver-first platform that connects consumers with the best verified CD rates and terms nationwide. The company today shared its ...

There’s a high probability that the Federal Reserve will cut interest rates at its September 16-17 meeting, according to interest rate traders. Indeed, the CME FedWatch Tool indicates an 87.1% ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Today’s Fed move will nudge CD rates lower—but many won't move right away. Here’s ...