Withdrawing from a 401(k) before age 59.5 can cost up to 40% in taxes and penalties. $35,000 left in a 401(k) at 5% annual ...

A Dave Ramsey fan asks if it's okay to set money aside for a vacation and fun purchases before he and his wife have achieved ...

Money expert Dave Ramsey has long championed his “7 Baby Steps” as the roadmap to financial freedom. According to his plan, you should pay off all non-mortgage debt and fully fund an emergency savings ...

Quick Read Chris earns over $400K annually but accumulated nearly $500K in combined debts including $98K in car loans. Ramsey ...

A caller on a recent episode of “The Ramsey Show” opened up about a tension many young couples face when aggressively paying down debt: losing touch with friends. Kristen from Arkansas told co-hosts ...

U.S. household debt reached $17.5T by early 2024 with credit card debt growing 15-16% between Q3 2022 and Q3 2023. Around 45% of Americans carry a credit card balance with average debt near $5K.

But a recent question written into “The Ramsey Show” challenged this advice. A 21-year-old named Dean said he had $95,000 in student loans and wanted to start investing now, believing it would benefit ...