A new class action lawsuit has been filed against TransUnion and Equifax alleging false or inaccurate information in consumer credit files. The case raises questions about credit reporting accuracy ...

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...

If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion. These are ...

Credit reporting agencies (CRAs) keep a detailed record of how you’ve managed credit based primarily on information received from lenders you’ve done business with and public records. They condense ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been ...

Four senators wrote letters to Experian and TransUnion, requesting information on the companies’ dispute handling processes ...

Learn what trade lines are, how they affect your credit score, and what records are included. Understand the significance of ...

Laura Leavitt is a personal finance and wellness writer for CNET. Her work has been published at NextAdvisor, Bankrate, The Simple Dollar, MoneyGeek, Business Insider and more. Some card details on ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

With buy now/pay later carving out its place as a lasting consumer credit product, nonbank lenders have been looking for ways to improve credit decisions. Processing Content Affirm has taken the first ...

The three major credit bureaus—Equifax, Experian, and TransUnion—agreed to extend weekly, free credit reports through 2023, according to a joint announcement today from the companies. The step comes a ...

Here's how to protect your credit health when no one else wants to.