This blog introduces a simple way for any organization to estimate the financial impact of inclusion. The ideas described in this blog are captured in an interactive Inclusion Impact Calculator that ...

What is the Debt Service Coverage Ratio (DSCR)? How do I calculate DSCR? Why is a higher DSCR important for loan approval? What are common pitfalls in DSCR calculation? How can different industries ...

Home equity represents the portion of your home that you own based on your down payment and the mortgage payments you’ve already made. In other words, home equity is the difference between your home’s ...

Net present value (NPV) represents the difference between the present value of cash inflows and outflows over a set time period. Knowing how to calculate net present value can be useful when choosing ...

This is an updated version of an article that originally published on June 22, 2019. I can still visualize the passbook that accompanied my first savings account--navy faux leather with our local bank ...

is one of the most critical steps in securing a stable future. In my career as a CFP and CEO at LifeGoal Wealth Advisors, I have worked with many individuals seeking clarity on how much money they ...

The average savings account annual percentage yield in April 2023 is only 0.39%. This number includes low interest rates from traditional banks as well as higher savings rates from online banks and ...

A SIP calculator is often used to estimate how regular investments in mutual funds may build value over a chosen period.

Calculating the interest rate on a personal loan can be difficult. Most lenders use simple interest rather than compound interest, though, which makes the job a little easier. To calculate how much ...

Annuities provide periodic payments for an agreed-upon period of time, either now or in the future, for the annuitant or beneficiary. You can annuitize the annuity by making monthly, semiannual, or ...